📍 Gilsum, NH · Zillow ZHVI · July 2026

Average Home Price in
Gilsum, NH

Keene, NH metro area · Cheshire County County

Median Home Value
$377,980
↑ 13.4% year-over-year
vs. National Median
$410,000
Gilsum is 8% below
Est. Monthly Payment
$1,971/mo
20% down · 6.8% rate
Income Needed
$100K
gross annual (30% rule)
Median Home Value
$377,980
↑ 13.4% year-over-year

Down Payment (20%)$75,596
Monthly P&I$1,971/mo
With Taxes & Ins.~$2,503/mo
Income Needed$100,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gilsum, NH

The median home value in Gilsum, NH is $377,980 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.4% compared to a year ago and up 7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gilsum are priced8% below average. Gilsum is part of the Keene, NH metro area.

Over the past five years, Gilsum home values have risen by approximately59.4%, reflecting strong long-term appreciation in this market.

City Comparison

Gilsum vs. National Median

🏠 Gilsum
$377,980
National Median
$410,000

At $377,980, homes in Gilsum cost 8% below the national median of $410,000. This makes Gilsum a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Gilsum?

20% Down Payment
$75,596
on $377,980
Monthly P&I
$1,971/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,503/mo
incl. taxes & insurance
Income Needed
$100,120
gross annual (30% rule)
10% Down Option
$37,798
+ PMI applies
Loan Amount (20% dn)
$302,384
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gilsum, NH?
The median home value in Gilsum is $377,980 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.4% year-over-year.
How much have home prices changed in Gilsum?
Over the past year, home values in Gilsum have increased by 13.4%. Over five years, prices have risen approximately 59.4%.
How much do I need to earn to buy a home in Gilsum?
To comfortably afford the median home price of $377,980 with a 20% down payment ($75,596) at today's rates (6.8%), you'd need a gross annual income of approximately $100,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Gilsum compare to the national average home price?
The national median home value is approximately $410,000. At $377,980, homes in Gilsum are 8% below the national average.
What metro area is Gilsum part of?
Gilsum is part of the Keene, NH metropolitan area. Home prices and market conditions can vary across the broader metro region.