Market Overview
Home Prices in Swanzey, NH
The median home value in Swanzey, NH is $398,925 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swanzey are priced3% below average. Swanzey is part of the Keene, NH metro area.
Over the past five years, Swanzey home values have risen by approximately48.6%, reflecting strong long-term appreciation in this market.
Price History
Swanzey Home Price Trend
City Comparison
Swanzey vs. National Median
At $398,925, homes in Swanzey cost 3% below the national median of $410,000. This makes Swanzey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Swanzey?
20% Down Payment
$79,785
on $398,925
Monthly P&I
$2,081/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,643/mo
incl. taxes & insurance
Income Needed
$105,720
gross annual (30% rule)
10% Down Option
$39,893
+ PMI applies
Loan Amount (20% dn)
$319,140
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swanzey, NH?
The median home value in Swanzey is $398,925 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Swanzey?
Over the past year, home values in Swanzey have increased by 6.5%. Over five years, prices have risen approximately 48.6%.
How much do I need to earn to buy a home in Swanzey?
To comfortably afford the median home price of $398,925 with a 20% down payment ($79,785) at today's rates (6.8%), you'd need a gross annual income of approximately $105,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Swanzey compare to the national average home price?
The national median home value is approximately $410,000. At $398,925, homes in Swanzey are 3% below the national average.
What metro area is Swanzey part of?
Swanzey is part of the Keene, NH metropolitan area. Home prices and market conditions can vary across the broader metro region.