Market Overview
Home Prices in Arroyo Seco, NM
The median home value in Arroyo Seco, NM is $637,131 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arroyo Seco are priced55% above average. Arroyo Seco is part of the Taos, NM metro area.
Price History
Arroyo Seco Home Price Trend
2024
$616,953
$617K
—
2025
$631,113
$631K
+2.3%
2026
$637,131
$637K
+1.0%
City Comparison
Arroyo Seco vs. National Median
🏠 Arroyo Seco
$637,131
National Median
$410,000
At $637,131, homes in Arroyo Seco cost 55% above the national median of $410,000. Buyers in Arroyo Seco should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Arroyo Seco?
20% Down Payment
$127,426
on $637,131
Monthly P&I
$3,323/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,220/mo
incl. taxes & insurance
Income Needed
$168,800
gross annual (30% rule)
10% Down Option
$63,713
+ PMI applies
Loan Amount (20% dn)
$509,705
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arroyo Seco, NM?
The median home value in Arroyo Seco is $637,131 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Arroyo Seco?
Over the past year, home values in Arroyo Seco have increased by 1%.
How much do I need to earn to buy a home in Arroyo Seco?
To comfortably afford the median home price of $637,131 with a 20% down payment ($127,426) at today's rates (6.8%), you'd need a gross annual income of approximately $168,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Arroyo Seco compare to the national average home price?
The national median home value is approximately $410,000. At $637,131, homes in Arroyo Seco are 55% above the national average.
What metro area is Arroyo Seco part of?
Arroyo Seco is part of the Taos, NM metropolitan area. Home prices and market conditions can vary across the broader metro region.