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📍 Estancia, NM · Zillow ZHVI · July 2026

Average Home Price in
Estancia, NM

Albuquerque, NM metro area · Torrance County County

Median Home Value
$212,939
↑ 7.4% year-over-year
vs. National Median
$410,000
Estancia is 48% below
Est. Monthly Payment
$1,111/mo
20% down · 6.8% rate
Income Needed
$56K
gross annual (30% rule)
Median Home Value
$212,939
↑ 7.4% year-over-year
Down Payment (20%)$42,588
Monthly P&I$1,111/mo
With Taxes & Ins.~$1,411/mo
Income Needed$56,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Estancia, NM

The median home value in Estancia, NM is $212,939 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and down 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Estancia are priced48% below average. Estancia is part of the Albuquerque, NM metro area.

City Comparison

Estancia vs. National Median

🏠 Estancia
$212,939
National Median
$410,000

At $212,939, homes in Estancia cost 48% below the national median of $410,000. This makes Estancia a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Estancia?

20% Down Payment
$42,588
on $212,939
Monthly P&I
$1,111/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,411/mo
incl. taxes & insurance
Income Needed
$56,440
gross annual (30% rule)
10% Down Option
$21,294
+ PMI applies
Loan Amount (20% dn)
$170,351
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Estancia, NM?
The median home value in Estancia is $212,939 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Estancia?
Over the past year, home values in Estancia have increased by 7.4%.
How much do I need to earn to buy a home in Estancia?
To comfortably afford the median home price of $212,939 with a 20% down payment ($42,588) at today's rates (6.8%), you'd need a gross annual income of approximately $56,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Estancia compare to the national average home price?
The national median home value is approximately $410,000. At $212,939, homes in Estancia are 48% below the national average.
What metro area is Estancia part of?
Estancia is part of the Albuquerque, NM metropolitan area. Home prices and market conditions can vary across the broader metro region.