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📍 Fort Sumner, NM · Zillow ZHVI · July 2026

Average Home Price in
Fort Sumner, NM

De Baca County County

Median Home Value
$119,376
↓ 0.9% year-over-year
vs. National Median
$410,000
Fort Sumner is 71% below
Est. Monthly Payment
$623/mo
20% down · 6.8% rate
Income Needed
$32K
gross annual (30% rule)
Median Home Value
$119,376
↓ 0.9% year-over-year
Down Payment (20%)$23,875
Monthly P&I$623/mo
With Taxes & Ins.~$791/mo
Income Needed$31,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fort Sumner, NM

The median home value in Fort Sumner, NM is $119,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 1.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fort Sumner are priced71% below average.

City Comparison

Fort Sumner vs. National Median

🏠 Fort Sumner
$119,376
National Median
$410,000

At $119,376, homes in Fort Sumner cost 71% below the national median of $410,000. This makes Fort Sumner a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Fort Sumner?

20% Down Payment
$23,875
on $119,376
Monthly P&I
$623/mo
30-yr @ 6.8%
Total Monthly Est.
~$791/mo
incl. taxes & insurance
Income Needed
$31,640
gross annual (30% rule)
10% Down Option
$11,938
+ PMI applies
Loan Amount (20% dn)
$95,501
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fort Sumner, NM?
The median home value in Fort Sumner is $119,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Fort Sumner?
Over the past year, home values in Fort Sumner have decreased by 0.9%.
How much do I need to earn to buy a home in Fort Sumner?
To comfortably afford the median home price of $119,376 with a 20% down payment ($23,875) at today's rates (6.8%), you'd need a gross annual income of approximately $31,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Sumner compare to the national average home price?
The national median home value is approximately $410,000. At $119,376, homes in Fort Sumner are 71% below the national average.