Market Overview
Home Prices in Peralta, NM
The median home value in Peralta, NM is $414,517 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Peralta are priced1% above average. Peralta is part of the Albuquerque, NM metro area.
Over the past five years, Peralta home values have risen by approximately27.8%, reflecting strong long-term appreciation in this market.
Price History
Peralta Home Price Trend
City Comparison
Peralta vs. National Median
At $414,517, homes in Peralta cost 1% above the national median of $410,000. Buyers in Peralta should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Peralta?
20% Down Payment
$82,903
on $414,517
Monthly P&I
$2,162/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,746/mo
incl. taxes & insurance
Income Needed
$109,840
gross annual (30% rule)
10% Down Option
$41,452
+ PMI applies
Loan Amount (20% dn)
$331,614
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Peralta, NM?
The median home value in Peralta is $414,517 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Peralta?
Over the past year, home values in Peralta have increased by 4.2%. Over five years, prices have risen approximately 27.8%.
How much do I need to earn to buy a home in Peralta?
To comfortably afford the median home price of $414,517 with a 20% down payment ($82,903) at today's rates (6.8%), you'd need a gross annual income of approximately $109,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Peralta compare to the national average home price?
The national median home value is approximately $410,000. At $414,517, homes in Peralta are 1% above the national average.
What metro area is Peralta part of?
Peralta is part of the Albuquerque, NM metropolitan area. Home prices and market conditions can vary across the broader metro region.