Market Overview
Home Prices in Amelia, OH
The median home value in Amelia, OH is $312,865 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Amelia are priced24% below average. Amelia is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Amelia home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Amelia Home Price Trend
City Comparison
Amelia vs. National Median
At $312,865, homes in Amelia cost 24% below the national median of $410,000. This makes Amelia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Amelia?
20% Down Payment
$62,573
on $312,865
Monthly P&I
$1,632/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,073/mo
incl. taxes & insurance
Income Needed
$82,920
gross annual (30% rule)
10% Down Option
$31,287
+ PMI applies
Loan Amount (20% dn)
$250,292
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Amelia, OH?
The median home value in Amelia is $312,865 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Amelia?
Over the past year, home values in Amelia have increased by 4.3%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Amelia?
To comfortably afford the median home price of $312,865 with a 20% down payment ($62,573) at today's rates (6.8%), you'd need a gross annual income of approximately $82,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Amelia compare to the national average home price?
The national median home value is approximately $410,000. At $312,865, homes in Amelia are 24% below the national average.
What metro area is Amelia part of?
Amelia is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.