Market Overview
Home Prices in Ashtabula, OH
The median home value in Ashtabula, OH is $158,249 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ashtabula are priced61% below average. Ashtabula is part of the Ashtabula, OH metro area.
Over the past five years, Ashtabula home values have risen by approximately39.9%, reflecting strong long-term appreciation in this market.
Price History
Ashtabula Home Price Trend
City Comparison
Ashtabula vs. National Median
At $158,249, homes in Ashtabula cost 61% below the national median of $410,000. This makes Ashtabula a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ashtabula?
20% Down Payment
$31,650
on $158,249
Monthly P&I
$825/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,048/mo
incl. taxes & insurance
Income Needed
$41,920
gross annual (30% rule)
10% Down Option
$15,825
+ PMI applies
Loan Amount (20% dn)
$126,599
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ashtabula, OH?
The median home value in Ashtabula is $158,249 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Ashtabula?
Over the past year, home values in Ashtabula have increased by 6.9%. Over five years, prices have risen approximately 39.9%.
How much do I need to earn to buy a home in Ashtabula?
To comfortably afford the median home price of $158,249 with a 20% down payment ($31,650) at today's rates (6.8%), you'd need a gross annual income of approximately $41,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Ashtabula compare to the national average home price?
The national median home value is approximately $410,000. At $158,249, homes in Ashtabula are 61% below the national average.
What metro area is Ashtabula part of?
Ashtabula is part of the Ashtabula, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.