Market Overview
Home Prices in Bay View, OH
The median home value in Bay View, OH is $178,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.3% compared to a year ago and up 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bay View are priced57% below average. Bay View is part of the Sandusky, OH metro area.
Over the past five years, Bay View home values have risen by approximately21.0%, reflecting strong long-term appreciation in this market.
Price History
Bay View Home Price Trend
City Comparison
Bay View vs. National Median
At $178,318, homes in Bay View cost 57% below the national median of $410,000. This makes Bay View a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bay View?
20% Down Payment
$35,664
on $178,318
Monthly P&I
$930/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,181/mo
incl. taxes & insurance
Income Needed
$47,240
gross annual (30% rule)
10% Down Option
$17,832
+ PMI applies
Loan Amount (20% dn)
$142,654
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bay View, OH?
The median home value in Bay View is $178,318 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.3% year-over-year.
How much have home prices changed in Bay View?
Over the past year, home values in Bay View have decreased by 6.3%. Over five years, prices have risen approximately 21.0%.
How much do I need to earn to buy a home in Bay View?
To comfortably afford the median home price of $178,318 with a 20% down payment ($35,664) at today's rates (6.8%), you'd need a gross annual income of approximately $47,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Bay View compare to the national average home price?
The national median home value is approximately $410,000. At $178,318, homes in Bay View are 57% below the national average.
What metro area is Bay View part of?
Bay View is part of the Sandusky, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.