📍 Bay Village, OH · Zillow ZHVI · July 2026

Average Home Price in
Bay Village, OH

Cleveland-Elyria, OH metro area · Cuyahoga County County

Median Home Value
$432,142
↑ 4.9% year-over-year
vs. National Median
$410,000
Bay Village is 5% above
Est. Monthly Payment
$2,254/mo
20% down · 6.8% rate
Income Needed
$115K
gross annual (30% rule)
Median Home Value
$432,142
↑ 4.9% year-over-year

Down Payment (20%)$86,428
Monthly P&I$2,254/mo
With Taxes & Ins.~$2,863/mo
Income Needed$114,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bay Village, OH

The median home value in Bay Village, OH is $432,142 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 5.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bay Village are priced5% above average. Bay Village is part of the Cleveland-Elyria, OH metro area.

Over the past five years, Bay Village home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.

City Comparison

Bay Village vs. National Median

🏠 Bay Village
$432,142
National Median
$410,000

At $432,142, homes in Bay Village cost 5% above the national median of $410,000. Buyers in Bay Village should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Bay Village?

20% Down Payment
$86,428
on $432,142
Monthly P&I
$2,254/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,863/mo
incl. taxes & insurance
Income Needed
$114,520
gross annual (30% rule)
10% Down Option
$43,214
+ PMI applies
Loan Amount (20% dn)
$345,714
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bay Village, OH?
The median home value in Bay Village is $432,142 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Bay Village?
Over the past year, home values in Bay Village have increased by 4.9%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in Bay Village?
To comfortably afford the median home price of $432,142 with a 20% down payment ($86,428) at today's rates (6.8%), you'd need a gross annual income of approximately $114,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Bay Village compare to the national average home price?
The national median home value is approximately $410,000. At $432,142, homes in Bay Village are 5% above the national average.
What metro area is Bay Village part of?
Bay Village is part of the Cleveland-Elyria, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.