📍 Beaverdam, OH · Zillow ZHVI · July 2026

Average Home Price in
Beaverdam, OH

Lima, OH metro area · Allen County County

Median Home Value
$128,850
↑ 1.5% year-over-year
vs. National Median
$410,000
Beaverdam is 69% below
Est. Monthly Payment
$672/mo
20% down · 6.8% rate
Income Needed
$34K
gross annual (30% rule)
Median Home Value
$128,850
↑ 1.5% year-over-year

Down Payment (20%)$25,770
Monthly P&I$672/mo
With Taxes & Ins.~$853/mo
Income Needed$34,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Beaverdam, OH

The median home value in Beaverdam, OH is $128,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 0.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Beaverdam are priced69% below average. Beaverdam is part of the Lima, OH metro area.

Over the past five years, Beaverdam home values have risen by approximately13.0%, reflecting steady appreciation in this market.

City Comparison

Beaverdam vs. National Median

🏠 Beaverdam
$128,850
National Median
$410,000

At $128,850, homes in Beaverdam cost 69% below the national median of $410,000. This makes Beaverdam a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Beaverdam?

20% Down Payment
$25,770
on $128,850
Monthly P&I
$672/mo
30-yr @ 6.8%
Total Monthly Est.
~$853/mo
incl. taxes & insurance
Income Needed
$34,120
gross annual (30% rule)
10% Down Option
$12,885
+ PMI applies
Loan Amount (20% dn)
$103,080
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Beaverdam, OH?
The median home value in Beaverdam is $128,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Beaverdam?
Over the past year, home values in Beaverdam have increased by 1.5%. Over five years, prices have risen approximately 13.0%.
How much do I need to earn to buy a home in Beaverdam?
To comfortably afford the median home price of $128,850 with a 20% down payment ($25,770) at today's rates (6.8%), you'd need a gross annual income of approximately $34,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Beaverdam compare to the national average home price?
The national median home value is approximately $410,000. At $128,850, homes in Beaverdam are 69% below the national average.
What metro area is Beaverdam part of?
Beaverdam is part of the Lima, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.