📍 Blue Creek, OH · Zillow ZHVI · July 2026

Average Home Price in
Blue Creek, OH

Portsmouth, OH metro area · Adams County County

Median Home Value
$215,887
↑ 7% year-over-year
vs. National Median
$410,000
Blue Creek is 47% below
Est. Monthly Payment
$1,126/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$215,887
↑ 7% year-over-year

Down Payment (20%)$43,177
Monthly P&I$1,126/mo
With Taxes & Ins.~$1,430/mo
Income Needed$57,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Blue Creek, OH

The median home value in Blue Creek, OH is $215,887 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 7.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Blue Creek are priced47% below average. Blue Creek is part of the Portsmouth, OH metro area.

Over the past five years, Blue Creek home values have risen by approximately42.3%, reflecting strong long-term appreciation in this market.

City Comparison

Blue Creek vs. National Median

🏠 Blue Creek
$215,887
National Median
$410,000

At $215,887, homes in Blue Creek cost 47% below the national median of $410,000. This makes Blue Creek a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Blue Creek?

20% Down Payment
$43,177
on $215,887
Monthly P&I
$1,126/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,430/mo
incl. taxes & insurance
Income Needed
$57,200
gross annual (30% rule)
10% Down Option
$21,589
+ PMI applies
Loan Amount (20% dn)
$172,710
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Blue Creek, OH?
The median home value in Blue Creek is $215,887 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Blue Creek?
Over the past year, home values in Blue Creek have increased by 7%. Over five years, prices have risen approximately 42.3%.
How much do I need to earn to buy a home in Blue Creek?
To comfortably afford the median home price of $215,887 with a 20% down payment ($43,177) at today's rates (6.8%), you'd need a gross annual income of approximately $57,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Blue Creek compare to the national average home price?
The national median home value is approximately $410,000. At $215,887, homes in Blue Creek are 47% below the national average.
What metro area is Blue Creek part of?
Blue Creek is part of the Portsmouth, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.