Market Overview
Home Prices in Caldwell, OH
The median home value in Caldwell, OH is $180,998 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 8.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Caldwell are priced56% below average.
Over the past five years, Caldwell home values have risen by approximately34.0%, reflecting strong long-term appreciation in this market.
Price History
Caldwell Home Price Trend
2020
$113,284
$113K
—
2021
$135,024
$135K
+19.2%
2022
$155,053
$155K
+14.8%
2023
$150,830
$151K
-2.7%
2024
$154,967
$155K
+2.7%
2025
$167,776
$168K
+8.3%
2026
$180,998
$181K
+7.9%
City Comparison
Caldwell vs. National Median
🏠 Caldwell
$180,998
National Median
$410,000
At $180,998, homes in Caldwell cost 56% below the national median of $410,000. This makes Caldwell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Caldwell?
20% Down Payment
$36,200
on $180,998
Monthly P&I
$944/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,199/mo
incl. taxes & insurance
Income Needed
$47,960
gross annual (30% rule)
10% Down Option
$18,100
+ PMI applies
Loan Amount (20% dn)
$144,798
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Caldwell, OH?
The median home value in Caldwell is $180,998 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Caldwell?
Over the past year, home values in Caldwell have increased by 7.9%. Over five years, prices have risen approximately 34.0%.
How much do I need to earn to buy a home in Caldwell?
To comfortably afford the median home price of $180,998 with a 20% down payment ($36,200) at today's rates (6.8%), you'd need a gross annual income of approximately $47,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Caldwell compare to the national average home price?
The national median home value is approximately $410,000. At $180,998, homes in Caldwell are 56% below the national average.