Market Overview
Home Prices in Cambridge, OH
The median home value in Cambridge, OH is $173,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cambridge are priced58% below average. Cambridge is part of the Cambridge, OH metro area.
Over the past five years, Cambridge home values have risen by approximately39.3%, reflecting strong long-term appreciation in this market.
Price History
Cambridge Home Price Trend
City Comparison
Cambridge vs. National Median
At $173,837, homes in Cambridge cost 58% below the national median of $410,000. This makes Cambridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cambridge?
20% Down Payment
$34,767
on $173,837
Monthly P&I
$907/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,152/mo
incl. taxes & insurance
Income Needed
$46,080
gross annual (30% rule)
10% Down Option
$17,384
+ PMI applies
Loan Amount (20% dn)
$139,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cambridge, OH?
The median home value in Cambridge is $173,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Cambridge?
Over the past year, home values in Cambridge have increased by 4.3%. Over five years, prices have risen approximately 39.3%.
How much do I need to earn to buy a home in Cambridge?
To comfortably afford the median home price of $173,837 with a 20% down payment ($34,767) at today's rates (6.8%), you'd need a gross annual income of approximately $46,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Cambridge compare to the national average home price?
The national median home value is approximately $410,000. At $173,837, homes in Cambridge are 58% below the national average.
What metro area is Cambridge part of?
Cambridge is part of the Cambridge, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.