Market Overview
Home Prices in Cedarville, OH
The median home value in Cedarville, OH is $339,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedarville are priced17% below average. Cedarville is part of the Dayton-Kettering, OH metro area.
Over the past five years, Cedarville home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Cedarville Home Price Trend
City Comparison
Cedarville vs. National Median
At $339,423, homes in Cedarville cost 17% below the national median of $410,000. This makes Cedarville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedarville?
20% Down Payment
$67,885
on $339,423
Monthly P&I
$1,770/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,248/mo
incl. taxes & insurance
Income Needed
$89,920
gross annual (30% rule)
10% Down Option
$33,942
+ PMI applies
Loan Amount (20% dn)
$271,538
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedarville, OH?
The median home value in Cedarville is $339,423 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Cedarville?
Over the past year, home values in Cedarville have increased by 6%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Cedarville?
To comfortably afford the median home price of $339,423 with a 20% down payment ($67,885) at today's rates (6.8%), you'd need a gross annual income of approximately $89,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedarville compare to the national average home price?
The national median home value is approximately $410,000. At $339,423, homes in Cedarville are 17% below the national average.
What metro area is Cedarville part of?
Cedarville is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.