Market Overview
Home Prices in Centerville, OH
The median home value in Centerville, OH is $395,213 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Centerville are priced4% below average. Centerville is part of the Dayton-Kettering, OH metro area.
Over the past five years, Centerville home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Centerville Home Price Trend
City Comparison
Centerville vs. National Median
At $395,213, homes in Centerville cost 4% below the national median of $410,000. This makes Centerville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Centerville?
20% Down Payment
$79,043
on $395,213
Monthly P&I
$2,061/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,617/mo
incl. taxes & insurance
Income Needed
$104,680
gross annual (30% rule)
10% Down Option
$39,521
+ PMI applies
Loan Amount (20% dn)
$316,170
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Centerville, OH?
The median home value in Centerville is $395,213 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Centerville?
Over the past year, home values in Centerville have increased by 2.9%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Centerville?
To comfortably afford the median home price of $395,213 with a 20% down payment ($79,043) at today's rates (6.8%), you'd need a gross annual income of approximately $104,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Centerville compare to the national average home price?
The national median home value is approximately $410,000. At $395,213, homes in Centerville are 4% below the national average.
What metro area is Centerville part of?
Centerville is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.