Market Overview
Home Prices in Cheviot, OH
The median home value in Cheviot, OH is $188,176 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cheviot are priced54% below average. Cheviot is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Cheviot home values have risen by approximately32.4%, reflecting strong long-term appreciation in this market.
Price History
Cheviot Home Price Trend
City Comparison
Cheviot vs. National Median
At $188,176, homes in Cheviot cost 54% below the national median of $410,000. This makes Cheviot a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cheviot?
20% Down Payment
$37,635
on $188,176
Monthly P&I
$981/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,246/mo
incl. taxes & insurance
Income Needed
$49,840
gross annual (30% rule)
10% Down Option
$18,818
+ PMI applies
Loan Amount (20% dn)
$150,541
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cheviot, OH?
The median home value in Cheviot is $188,176 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Cheviot?
Over the past year, home values in Cheviot have increased by 0.3%. Over five years, prices have risen approximately 32.4%.
How much do I need to earn to buy a home in Cheviot?
To comfortably afford the median home price of $188,176 with a 20% down payment ($37,635) at today's rates (6.8%), you'd need a gross annual income of approximately $49,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Cheviot compare to the national average home price?
The national median home value is approximately $410,000. At $188,176, homes in Cheviot are 54% below the national average.
What metro area is Cheviot part of?
Cheviot is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.