Market Overview
Home Prices in Chillicothe, OH
The median home value in Chillicothe, OH is $205,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chillicothe are priced50% below average. Chillicothe is part of the Chillicothe, OH metro area.
Over the past five years, Chillicothe home values have risen by approximately29.3%, reflecting strong long-term appreciation in this market.
Price History
Chillicothe Home Price Trend
City Comparison
Chillicothe vs. National Median
At $205,673, homes in Chillicothe cost 50% below the national median of $410,000. This makes Chillicothe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chillicothe?
20% Down Payment
$41,135
on $205,673
Monthly P&I
$1,073/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,363/mo
incl. taxes & insurance
Income Needed
$54,520
gross annual (30% rule)
10% Down Option
$20,567
+ PMI applies
Loan Amount (20% dn)
$164,538
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chillicothe, OH?
The median home value in Chillicothe is $205,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Chillicothe?
Over the past year, home values in Chillicothe have increased by 3.8%. Over five years, prices have risen approximately 29.3%.
How much do I need to earn to buy a home in Chillicothe?
To comfortably afford the median home price of $205,673 with a 20% down payment ($41,135) at today's rates (6.8%), you'd need a gross annual income of approximately $54,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Chillicothe compare to the national average home price?
The national median home value is approximately $410,000. At $205,673, homes in Chillicothe are 50% below the national average.
What metro area is Chillicothe part of?
Chillicothe is part of the Chillicothe, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.