Market Overview
Home Prices in De Graff, OH
The median home value in De Graff, OH is $259,907 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Graff are priced37% below average. De Graff is part of the Bellefontaine, OH metro area.
Over the past five years, De Graff home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
De Graff Home Price Trend
City Comparison
De Graff vs. National Median
At $259,907, homes in De Graff cost 37% below the national median of $410,000. This makes De Graff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Graff?
20% Down Payment
$51,981
on $259,907
Monthly P&I
$1,356/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,722/mo
incl. taxes & insurance
Income Needed
$68,880
gross annual (30% rule)
10% Down Option
$25,991
+ PMI applies
Loan Amount (20% dn)
$207,926
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Graff, OH?
The median home value in De Graff is $259,907 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in De Graff?
Over the past year, home values in De Graff have increased by 5.8%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in De Graff?
To comfortably afford the median home price of $259,907 with a 20% down payment ($51,981) at today's rates (6.8%), you'd need a gross annual income of approximately $68,880. This assumes keeping total housing costs at or below 30% of gross income.
How does De Graff compare to the national average home price?
The national median home value is approximately $410,000. At $259,907, homes in De Graff are 37% below the national average.
What metro area is De Graff part of?
De Graff is part of the Bellefontaine, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.