Market Overview
Home Prices in Defiance, OH
The median home value in Defiance, OH is $188,631 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Defiance are priced54% below average. Defiance is part of the Defiance, OH metro area.
Over the past five years, Defiance home values have risen by approximately28.0%, reflecting strong long-term appreciation in this market.
Price History
Defiance Home Price Trend
City Comparison
Defiance vs. National Median
At $188,631, homes in Defiance cost 54% below the national median of $410,000. This makes Defiance a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Defiance?
20% Down Payment
$37,726
on $188,631
Monthly P&I
$984/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,250/mo
incl. taxes & insurance
Income Needed
$50,000
gross annual (30% rule)
10% Down Option
$18,863
+ PMI applies
Loan Amount (20% dn)
$150,905
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Defiance, OH?
The median home value in Defiance is $188,631 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Defiance?
Over the past year, home values in Defiance have increased by 4.2%. Over five years, prices have risen approximately 28.0%.
How much do I need to earn to buy a home in Defiance?
To comfortably afford the median home price of $188,631 with a 20% down payment ($37,726) at today's rates (6.8%), you'd need a gross annual income of approximately $50,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Defiance compare to the national average home price?
The national median home value is approximately $410,000. At $188,631, homes in Defiance are 54% below the national average.
What metro area is Defiance part of?
Defiance is part of the Defiance, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.