Market Overview
Home Prices in Delphos, OH
The median home value in Delphos, OH is $204,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Delphos are priced50% below average. Delphos is part of the Lima, OH metro area.
Over the past five years, Delphos home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Delphos Home Price Trend
City Comparison
Delphos vs. National Median
At $204,409, homes in Delphos cost 50% below the national median of $410,000. This makes Delphos a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Delphos?
20% Down Payment
$40,882
on $204,409
Monthly P&I
$1,066/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,354/mo
incl. taxes & insurance
Income Needed
$54,160
gross annual (30% rule)
10% Down Option
$20,441
+ PMI applies
Loan Amount (20% dn)
$163,527
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Delphos, OH?
The median home value in Delphos is $204,409 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Delphos?
Over the past year, home values in Delphos have increased by 5.8%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Delphos?
To comfortably afford the median home price of $204,409 with a 20% down payment ($40,882) at today's rates (6.8%), you'd need a gross annual income of approximately $54,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Delphos compare to the national average home price?
The national median home value is approximately $410,000. At $204,409, homes in Delphos are 50% below the national average.
What metro area is Delphos part of?
Delphos is part of the Lima, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.