📍 Dunkirk, OH · Zillow ZHVI · July 2026

Average Home Price in
Dunkirk, OH

Hardin County County

Median Home Value
$175,303
↑ 7.3% year-over-year
vs. National Median
$410,000
Dunkirk is 57% below
Est. Monthly Payment
$914/mo
20% down · 6.8% rate
Income Needed
$46K
gross annual (30% rule)
Median Home Value
$175,303
↑ 7.3% year-over-year

Down Payment (20%)$35,061
Monthly P&I$914/mo
With Taxes & Ins.~$1,161/mo
Income Needed$46,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Dunkirk, OH

The median home value in Dunkirk, OH is $175,303 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Dunkirk are priced57% below average.

Over the past five years, Dunkirk home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.

City Comparison

Dunkirk vs. National Median

🏠 Dunkirk
$175,303
National Median
$410,000

At $175,303, homes in Dunkirk cost 57% below the national median of $410,000. This makes Dunkirk a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Dunkirk?

20% Down Payment
$35,061
on $175,303
Monthly P&I
$914/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,161/mo
incl. taxes & insurance
Income Needed
$46,440
gross annual (30% rule)
10% Down Option
$17,530
+ PMI applies
Loan Amount (20% dn)
$140,242
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Dunkirk, OH?
The median home value in Dunkirk is $175,303 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Dunkirk?
Over the past year, home values in Dunkirk have increased by 7.3%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Dunkirk?
To comfortably afford the median home price of $175,303 with a 20% down payment ($35,061) at today's rates (6.8%), you'd need a gross annual income of approximately $46,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Dunkirk compare to the national average home price?
The national median home value is approximately $410,000. At $175,303, homes in Dunkirk are 57% below the national average.