Market Overview
Home Prices in Eldorado, OH
The median home value in Eldorado, OH is $174,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eldorado are priced57% below average.
Over the past five years, Eldorado home values have risen by approximately23.6%, reflecting strong long-term appreciation in this market.
Price History
Eldorado Home Price Trend
2020
$119,644
$120K
—
2021
$141,123
$141K
+18.0%
2022
$155,185
$155K
+10.0%
2023
$159,016
$159K
+2.5%
2024
$166,277
$166K
+4.6%
2025
$166,942
$167K
+0.4%
2026
$174,420
$174K
+4.5%
City Comparison
Eldorado vs. National Median
🏠 Eldorado
$174,420
National Median
$410,000
At $174,420, homes in Eldorado cost 57% below the national median of $410,000. This makes Eldorado a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eldorado?
20% Down Payment
$34,884
on $174,420
Monthly P&I
$910/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,156/mo
incl. taxes & insurance
Income Needed
$46,240
gross annual (30% rule)
10% Down Option
$17,442
+ PMI applies
Loan Amount (20% dn)
$139,536
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eldorado, OH?
The median home value in Eldorado is $174,420 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Eldorado?
Over the past year, home values in Eldorado have increased by 4.5%. Over five years, prices have risen approximately 23.6%.
How much do I need to earn to buy a home in Eldorado?
To comfortably afford the median home price of $174,420 with a 20% down payment ($34,884) at today's rates (6.8%), you'd need a gross annual income of approximately $46,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Eldorado compare to the national average home price?
The national median home value is approximately $410,000. At $174,420, homes in Eldorado are 57% below the national average.