Market Overview
Home Prices in Fort Loramie, OH
The median home value in Fort Loramie, OH is $350,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Loramie are priced14% below average. Fort Loramie is part of the Sidney, OH metro area.
Over the past five years, Fort Loramie home values have risen by approximately41.3%, reflecting strong long-term appreciation in this market.
Price History
Fort Loramie Home Price Trend
City Comparison
Fort Loramie vs. National Median
At $350,996, homes in Fort Loramie cost 14% below the national median of $410,000. This makes Fort Loramie a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Loramie?
20% Down Payment
$70,199
on $350,996
Monthly P&I
$1,831/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,325/mo
incl. taxes & insurance
Income Needed
$93,000
gross annual (30% rule)
10% Down Option
$35,100
+ PMI applies
Loan Amount (20% dn)
$280,797
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Loramie, OH?
The median home value in Fort Loramie is $350,996 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9% year-over-year.
How much have home prices changed in Fort Loramie?
Over the past year, home values in Fort Loramie have increased by 9%. Over five years, prices have risen approximately 41.3%.
How much do I need to earn to buy a home in Fort Loramie?
To comfortably afford the median home price of $350,996 with a 20% down payment ($70,199) at today's rates (6.8%), you'd need a gross annual income of approximately $93,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Loramie compare to the national average home price?
The national median home value is approximately $410,000. At $350,996, homes in Fort Loramie are 14% below the national average.
What metro area is Fort Loramie part of?
Fort Loramie is part of the Sidney, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.