Market Overview
Home Prices in Fort Recovery, OH
The median home value in Fort Recovery, OH is $356,948 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 6.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Recovery are priced13% below average. Fort Recovery is part of the Celina, OH metro area.
Over the past five years, Fort Recovery home values have risen by approximately36.4%, reflecting strong long-term appreciation in this market.
Price History
Fort Recovery Home Price Trend
City Comparison
Fort Recovery vs. National Median
At $356,948, homes in Fort Recovery cost 13% below the national median of $410,000. This makes Fort Recovery a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Recovery?
20% Down Payment
$71,390
on $356,948
Monthly P&I
$1,862/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,365/mo
incl. taxes & insurance
Income Needed
$94,600
gross annual (30% rule)
10% Down Option
$35,695
+ PMI applies
Loan Amount (20% dn)
$285,558
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Recovery, OH?
The median home value in Fort Recovery is $356,948 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Fort Recovery?
Over the past year, home values in Fort Recovery have increased by 8.4%. Over five years, prices have risen approximately 36.4%.
How much do I need to earn to buy a home in Fort Recovery?
To comfortably afford the median home price of $356,948 with a 20% down payment ($71,390) at today's rates (6.8%), you'd need a gross annual income of approximately $94,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Recovery compare to the national average home price?
The national median home value is approximately $410,000. At $356,948, homes in Fort Recovery are 13% below the national average.
What metro area is Fort Recovery part of?
Fort Recovery is part of the Celina, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.