📍 Graytown, OH · Zillow ZHVI · July 2026

Average Home Price in
Graytown, OH

Toledo, OH metro area · Ottawa County County

Median Home Value
$269,378
↓ 0.9% year-over-year
vs. National Median
$410,000
Graytown is 34% below
Est. Monthly Payment
$1,405/mo
20% down · 6.8% rate
Income Needed
$71K
gross annual (30% rule)
Median Home Value
$269,378
↓ 0.9% year-over-year

Down Payment (20%)$53,876
Monthly P&I$1,405/mo
With Taxes & Ins.~$1,784/mo
Income Needed$71,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Graytown, OH

The median home value in Graytown, OH is $269,378 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 1.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Graytown are priced34% below average. Graytown is part of the Toledo, OH metro area.

Over the past five years, Graytown home values have risen by approximately17.5%, reflecting steady appreciation in this market.

City Comparison

Graytown vs. National Median

🏠 Graytown
$269,378
National Median
$410,000

At $269,378, homes in Graytown cost 34% below the national median of $410,000. This makes Graytown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Graytown?

20% Down Payment
$53,876
on $269,378
Monthly P&I
$1,405/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,784/mo
incl. taxes & insurance
Income Needed
$71,360
gross annual (30% rule)
10% Down Option
$26,938
+ PMI applies
Loan Amount (20% dn)
$215,502
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Graytown, OH?
The median home value in Graytown is $269,378 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Graytown?
Over the past year, home values in Graytown have decreased by 0.9%. Over five years, prices have risen approximately 17.5%.
How much do I need to earn to buy a home in Graytown?
To comfortably afford the median home price of $269,378 with a 20% down payment ($53,876) at today's rates (6.8%), you'd need a gross annual income of approximately $71,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Graytown compare to the national average home price?
The national median home value is approximately $410,000. At $269,378, homes in Graytown are 34% below the national average.
What metro area is Graytown part of?
Graytown is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.