Market Overview
Home Prices in Hamden, OH
The median home value in Hamden, OH is $140,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and down 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hamden are priced66% below average.
Over the past five years, Hamden home values have risen by approximately17.0%, reflecting steady appreciation in this market.
Price History
Hamden Home Price Trend
2020
$104,975
$105K
—
2021
$119,919
$120K
+14.2%
2022
$135,684
$136K
+13.1%
2023
$134,260
$134K
-1.0%
2024
$139,123
$139K
+3.6%
2025
$131,405
$131K
-5.5%
2026
$140,354
$140K
+6.8%
City Comparison
Hamden vs. National Median
🏠 Hamden
$140,354
National Median
$410,000
At $140,354, homes in Hamden cost 66% below the national median of $410,000. This makes Hamden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hamden?
20% Down Payment
$28,071
on $140,354
Monthly P&I
$732/mo
30-yr @ 6.8%
Total Monthly Est.
~$930/mo
incl. taxes & insurance
Income Needed
$37,200
gross annual (30% rule)
10% Down Option
$14,035
+ PMI applies
Loan Amount (20% dn)
$112,283
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hamden, OH?
The median home value in Hamden is $140,354 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Hamden?
Over the past year, home values in Hamden have increased by 6.8%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Hamden?
To comfortably afford the median home price of $140,354 with a 20% down payment ($28,071) at today's rates (6.8%), you'd need a gross annual income of approximately $37,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Hamden compare to the national average home price?
The national median home value is approximately $410,000. At $140,354, homes in Hamden are 66% below the national average.