Market Overview
Home Prices in Harpster, OH
The median home value in Harpster, OH is $204,291 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.6% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harpster are priced50% below average.
Over the past five years, Harpster home values have risen by approximately38.0%, reflecting strong long-term appreciation in this market.
Price History
Harpster Home Price Trend
2020
$127,569
$128K
—
2021
$148,084
$148K
+16.1%
2022
$164,773
$165K
+11.3%
2023
$168,493
$168K
+2.3%
2024
$179,678
$180K
+6.6%
2025
$181,355
$181K
+0.9%
2026
$204,291
$204K
+12.6%
City Comparison
Harpster vs. National Median
🏠 Harpster
$204,291
National Median
$410,000
At $204,291, homes in Harpster cost 50% below the national median of $410,000. This makes Harpster a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harpster?
20% Down Payment
$40,858
on $204,291
Monthly P&I
$1,065/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,353/mo
incl. taxes & insurance
Income Needed
$54,120
gross annual (30% rule)
10% Down Option
$20,429
+ PMI applies
Loan Amount (20% dn)
$163,433
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harpster, OH?
The median home value in Harpster is $204,291 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.6% year-over-year.
How much have home prices changed in Harpster?
Over the past year, home values in Harpster have increased by 12.6%. Over five years, prices have risen approximately 38.0%.
How much do I need to earn to buy a home in Harpster?
To comfortably afford the median home price of $204,291 with a 20% down payment ($40,858) at today's rates (6.8%), you'd need a gross annual income of approximately $54,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Harpster compare to the national average home price?
The national median home value is approximately $410,000. At $204,291, homes in Harpster are 50% below the national average.