Market Overview
Home Prices in Harrod, OH
The median home value in Harrod, OH is $249,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.7% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrod are priced39% below average. Harrod is part of the Lima, OH metro area.
Over the past five years, Harrod home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Harrod Home Price Trend
2020
$158,738
$159K
—
2021
$185,195
$185K
+16.7%
2022
$203,000
$203K
+9.6%
2023
$207,698
$208K
+2.3%
2024
$222,094
$222K
+6.9%
2025
$229,134
$229K
+3.2%
2026
$249,117
$249K
+8.7%
City Comparison
Harrod vs. National Median
🏠 Harrod
$249,117
National Median
$410,000
At $249,117, homes in Harrod cost 39% below the national median of $410,000. This makes Harrod a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrod?
20% Down Payment
$49,823
on $249,117
Monthly P&I
$1,299/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,650/mo
incl. taxes & insurance
Income Needed
$66,000
gross annual (30% rule)
10% Down Option
$24,912
+ PMI applies
Loan Amount (20% dn)
$199,294
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrod, OH?
The median home value in Harrod is $249,117 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.7% year-over-year.
How much have home prices changed in Harrod?
Over the past year, home values in Harrod have increased by 8.7%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Harrod?
To comfortably afford the median home price of $249,117 with a 20% down payment ($49,823) at today's rates (6.8%), you'd need a gross annual income of approximately $66,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrod compare to the national average home price?
The national median home value is approximately $410,000. At $249,117, homes in Harrod are 39% below the national average.
What metro area is Harrod part of?
Harrod is part of the Lima, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.