Market Overview
Home Prices in Harveysburg, OH
The median home value in Harveysburg, OH is $256,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harveysburg are priced37% below average. Harveysburg is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Harveysburg home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.
Price History
Harveysburg Home Price Trend
City Comparison
Harveysburg vs. National Median
At $256,694, homes in Harveysburg cost 37% below the national median of $410,000. This makes Harveysburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harveysburg?
20% Down Payment
$51,339
on $256,694
Monthly P&I
$1,339/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,701/mo
incl. taxes & insurance
Income Needed
$68,040
gross annual (30% rule)
10% Down Option
$25,669
+ PMI applies
Loan Amount (20% dn)
$205,355
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harveysburg, OH?
The median home value in Harveysburg is $256,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Harveysburg?
Over the past year, home values in Harveysburg have increased by 2.8%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Harveysburg?
To comfortably afford the median home price of $256,694 with a 20% down payment ($51,339) at today's rates (6.8%), you'd need a gross annual income of approximately $68,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Harveysburg compare to the national average home price?
The national median home value is approximately $410,000. At $256,694, homes in Harveysburg are 37% below the national average.
What metro area is Harveysburg part of?
Harveysburg is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.