Market Overview
Home Prices in Holgate, OH
The median home value in Holgate, OH is $183,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holgate are priced55% below average.
Over the past five years, Holgate home values have risen by approximately28.3%, reflecting strong long-term appreciation in this market.
Price History
Holgate Home Price Trend
2020
$118,839
$119K
—
2021
$142,988
$143K
+20.3%
2022
$154,186
$154K
+7.8%
2023
$146,343
$146K
-5.1%
2024
$158,343
$158K
+8.2%
2025
$169,740
$170K
+7.2%
2026
$183,521
$184K
+8.1%
City Comparison
Holgate vs. National Median
🏠 Holgate
$183,521
National Median
$410,000
At $183,521, homes in Holgate cost 55% below the national median of $410,000. This makes Holgate a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holgate?
20% Down Payment
$36,704
on $183,521
Monthly P&I
$957/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,215/mo
incl. taxes & insurance
Income Needed
$48,600
gross annual (30% rule)
10% Down Option
$18,352
+ PMI applies
Loan Amount (20% dn)
$146,817
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holgate, OH?
The median home value in Holgate is $183,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Holgate?
Over the past year, home values in Holgate have increased by 8.1%. Over five years, prices have risen approximately 28.3%.
How much do I need to earn to buy a home in Holgate?
To comfortably afford the median home price of $183,521 with a 20% down payment ($36,704) at today's rates (6.8%), you'd need a gross annual income of approximately $48,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Holgate compare to the national average home price?
The national median home value is approximately $410,000. At $183,521, homes in Holgate are 55% below the national average.