Market Overview
Home Prices in Kipton, OH
The median home value in Kipton, OH is $147,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kipton are priced64% below average. Kipton is part of the Cleveland-Elyria, OH metro area.
Over the past five years, Kipton home values have risen by approximately3.6%, reflecting modest growth in this market.
Price History
Kipton Home Price Trend
2020
$118,034
$118K
—
2021
$142,430
$142K
+20.7%
2022
$153,021
$153K
+7.4%
2023
$149,629
$150K
-2.2%
2024
$151,471
$151K
+1.2%
2025
$144,325
$144K
-4.7%
2026
$147,620
$148K
+2.3%
City Comparison
Kipton vs. National Median
🏠 Kipton
$147,620
National Median
$410,000
At $147,620, homes in Kipton cost 64% below the national median of $410,000. This makes Kipton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kipton?
20% Down Payment
$29,524
on $147,620
Monthly P&I
$770/mo
30-yr @ 6.8%
Total Monthly Est.
~$978/mo
incl. taxes & insurance
Income Needed
$39,120
gross annual (30% rule)
10% Down Option
$14,762
+ PMI applies
Loan Amount (20% dn)
$118,096
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kipton, OH?
The median home value in Kipton is $147,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Kipton?
Over the past year, home values in Kipton have increased by 2.3%. Over five years, prices have risen approximately 3.6%.
How much do I need to earn to buy a home in Kipton?
To comfortably afford the median home price of $147,620 with a 20% down payment ($29,524) at today's rates (6.8%), you'd need a gross annual income of approximately $39,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Kipton compare to the national average home price?
The national median home value is approximately $410,000. At $147,620, homes in Kipton are 64% below the national average.
What metro area is Kipton part of?
Kipton is part of the Cleveland-Elyria, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.