Market Overview
Home Prices in Laura, OH
The median home value in Laura, OH is $270,087 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Laura are priced34% below average. Laura is part of the Dayton-Kettering, OH metro area.
Over the past five years, Laura home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
Laura Home Price Trend
City Comparison
Laura vs. National Median
At $270,087, homes in Laura cost 34% below the national median of $410,000. This makes Laura a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Laura?
20% Down Payment
$54,017
on $270,087
Monthly P&I
$1,409/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,789/mo
incl. taxes & insurance
Income Needed
$71,560
gross annual (30% rule)
10% Down Option
$27,009
+ PMI applies
Loan Amount (20% dn)
$216,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Laura, OH?
The median home value in Laura is $270,087 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Laura?
Over the past year, home values in Laura have increased by 2%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in Laura?
To comfortably afford the median home price of $270,087 with a 20% down payment ($54,017) at today's rates (6.8%), you'd need a gross annual income of approximately $71,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Laura compare to the national average home price?
The national median home value is approximately $410,000. At $270,087, homes in Laura are 34% below the national average.
What metro area is Laura part of?
Laura is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.