Market Overview
Home Prices in Lodi, OH
The median home value in Lodi, OH is $269,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lodi are priced34% below average. Lodi is part of the Cleveland-Elyria, OH metro area.
Over the past five years, Lodi home values have risen by approximately32.5%, reflecting strong long-term appreciation in this market.
Price History
Lodi Home Price Trend
2020
$171,493
$171K
—
2021
$203,083
$203K
+18.4%
2022
$225,364
$225K
+11.0%
2023
$230,286
$230K
+2.2%
2024
$250,434
$250K
+8.7%
2025
$261,079
$261K
+4.3%
2026
$269,084
$269K
+3.1%
City Comparison
Lodi vs. National Median
🏠 Lodi
$269,084
National Median
$410,000
At $269,084, homes in Lodi cost 34% below the national median of $410,000. This makes Lodi a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lodi?
20% Down Payment
$53,817
on $269,084
Monthly P&I
$1,403/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,782/mo
incl. taxes & insurance
Income Needed
$71,280
gross annual (30% rule)
10% Down Option
$26,908
+ PMI applies
Loan Amount (20% dn)
$215,267
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lodi, OH?
The median home value in Lodi is $269,084 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Lodi?
Over the past year, home values in Lodi have increased by 3.1%. Over five years, prices have risen approximately 32.5%.
How much do I need to earn to buy a home in Lodi?
To comfortably afford the median home price of $269,084 with a 20% down payment ($53,817) at today's rates (6.8%), you'd need a gross annual income of approximately $71,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Lodi compare to the national average home price?
The national median home value is approximately $410,000. At $269,084, homes in Lodi are 34% below the national average.
What metro area is Lodi part of?
Lodi is part of the Cleveland-Elyria, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.