Market Overview
Home Prices in Loveland, OH
The median home value in Loveland, OH is $456,478 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loveland are priced11% above average. Loveland is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Loveland home values have risen by approximately33.6%, reflecting strong long-term appreciation in this market.
Price History
Loveland Home Price Trend
City Comparison
Loveland vs. National Median
At $456,478, homes in Loveland cost 11% above the national median of $410,000. Buyers in Loveland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loveland?
20% Down Payment
$91,296
on $456,478
Monthly P&I
$2,381/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,024/mo
incl. taxes & insurance
Income Needed
$120,960
gross annual (30% rule)
10% Down Option
$45,648
+ PMI applies
Loan Amount (20% dn)
$365,182
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loveland, OH?
The median home value in Loveland is $456,478 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Loveland?
Over the past year, home values in Loveland have increased by 3.1%. Over five years, prices have risen approximately 33.6%.
How much do I need to earn to buy a home in Loveland?
To comfortably afford the median home price of $456,478 with a 20% down payment ($91,296) at today's rates (6.8%), you'd need a gross annual income of approximately $120,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Loveland compare to the national average home price?
The national median home value is approximately $410,000. At $456,478, homes in Loveland are 11% above the national average.
What metro area is Loveland part of?
Loveland is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.