Market Overview
Home Prices in Luckey, OH
The median home value in Luckey, OH is $206,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 7.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Luckey are priced50% below average. Luckey is part of the Toledo, OH metro area.
Over the past five years, Luckey home values have fallen by approximately4.2%, reflecting softening conditions in this market.
Price History
Luckey Home Price Trend
2020
$197,450
$197K
—
2021
$215,560
$216K
+9.2%
2022
$226,891
$227K
+5.3%
2023
$232,564
$233K
+2.5%
2024
$229,180
$229K
-1.5%
2025
$212,255
$212K
-7.4%
2026
$206,515
$207K
-2.7%
City Comparison
Luckey vs. National Median
🏠 Luckey
$206,515
National Median
$410,000
At $206,515, homes in Luckey cost 50% below the national median of $410,000. This makes Luckey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Luckey?
20% Down Payment
$41,303
on $206,515
Monthly P&I
$1,077/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,368/mo
incl. taxes & insurance
Income Needed
$54,720
gross annual (30% rule)
10% Down Option
$20,652
+ PMI applies
Loan Amount (20% dn)
$165,212
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Luckey, OH?
The median home value in Luckey is $206,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Luckey?
Over the past year, home values in Luckey have decreased by 2.7%. Over five years, prices have fallen approximately 4.2%.
How much do I need to earn to buy a home in Luckey?
To comfortably afford the median home price of $206,515 with a 20% down payment ($41,303) at today's rates (6.8%), you'd need a gross annual income of approximately $54,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Luckey compare to the national average home price?
The national median home value is approximately $410,000. At $206,515, homes in Luckey are 50% below the national average.
What metro area is Luckey part of?
Luckey is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.