Market Overview
Home Prices in Ludlow Falls, OH
The median home value in Ludlow Falls, OH is $319,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ludlow Falls are priced22% below average. Ludlow Falls is part of the Dayton-Kettering, OH metro area.
Over the past five years, Ludlow Falls home values have risen by approximately31.1%, reflecting strong long-term appreciation in this market.
Price History
Ludlow Falls Home Price Trend
City Comparison
Ludlow Falls vs. National Median
At $319,449, homes in Ludlow Falls cost 22% below the national median of $410,000. This makes Ludlow Falls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ludlow Falls?
20% Down Payment
$63,890
on $319,449
Monthly P&I
$1,666/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,116/mo
incl. taxes & insurance
Income Needed
$84,640
gross annual (30% rule)
10% Down Option
$31,945
+ PMI applies
Loan Amount (20% dn)
$255,559
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ludlow Falls, OH?
The median home value in Ludlow Falls is $319,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Ludlow Falls?
Over the past year, home values in Ludlow Falls have increased by 2.8%. Over five years, prices have risen approximately 31.1%.
How much do I need to earn to buy a home in Ludlow Falls?
To comfortably afford the median home price of $319,449 with a 20% down payment ($63,890) at today's rates (6.8%), you'd need a gross annual income of approximately $84,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ludlow Falls compare to the national average home price?
The national median home value is approximately $410,000. At $319,449, homes in Ludlow Falls are 22% below the national average.
What metro area is Ludlow Falls part of?
Ludlow Falls is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.