📍 McGuffey, OH · Zillow ZHVI · July 2026

Average Home Price in
McGuffey, OH

Hardin County County

Median Home Value
$99,167
↑ 1.9% year-over-year
vs. National Median
$410,000
McGuffey is 76% below
Est. Monthly Payment
$517/mo
20% down · 6.8% rate
Income Needed
$26K
gross annual (30% rule)
Median Home Value
$99,167
↑ 1.9% year-over-year

Down Payment (20%)$19,833
Monthly P&I$517/mo
With Taxes & Ins.~$657/mo
Income Needed$26,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in McGuffey, OH

The median home value in McGuffey, OH is $99,167 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 1% from two years prior.

Compared to the U.S. national median of $410,000, homes in McGuffey are priced76% below average.

City Comparison

McGuffey vs. National Median

🏠 McGuffey
$99,167
National Median
$410,000

At $99,167, homes in McGuffey cost 76% below the national median of $410,000. This makes McGuffey a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in McGuffey?

20% Down Payment
$19,833
on $99,167
Monthly P&I
$517/mo
30-yr @ 6.8%
Total Monthly Est.
~$657/mo
incl. taxes & insurance
Income Needed
$26,280
gross annual (30% rule)
10% Down Option
$9,917
+ PMI applies
Loan Amount (20% dn)
$79,334
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in McGuffey, OH?
The median home value in McGuffey is $99,167 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in McGuffey?
Over the past year, home values in McGuffey have increased by 1.9%.
How much do I need to earn to buy a home in McGuffey?
To comfortably afford the median home price of $99,167 with a 20% down payment ($19,833) at today's rates (6.8%), you'd need a gross annual income of approximately $26,280. This assumes keeping total housing costs at or below 30% of gross income.
How does McGuffey compare to the national average home price?
The national median home value is approximately $410,000. At $99,167, homes in McGuffey are 76% below the national average.