Market Overview
Home Prices in Miamisburg, OH
The median home value in Miamisburg, OH is $270,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Miamisburg are priced34% below average. Miamisburg is part of the Dayton-Kettering, OH metro area.
Over the past five years, Miamisburg home values have risen by approximately32.5%, reflecting strong long-term appreciation in this market.
Price History
Miamisburg Home Price Trend
City Comparison
Miamisburg vs. National Median
At $270,749, homes in Miamisburg cost 34% below the national median of $410,000. This makes Miamisburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Miamisburg?
20% Down Payment
$54,150
on $270,749
Monthly P&I
$1,412/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,793/mo
incl. taxes & insurance
Income Needed
$71,720
gross annual (30% rule)
10% Down Option
$27,075
+ PMI applies
Loan Amount (20% dn)
$216,599
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Miamisburg, OH?
The median home value in Miamisburg is $270,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Miamisburg?
Over the past year, home values in Miamisburg have increased by 4.2%. Over five years, prices have risen approximately 32.5%.
How much do I need to earn to buy a home in Miamisburg?
To comfortably afford the median home price of $270,749 with a 20% down payment ($54,150) at today's rates (6.8%), you'd need a gross annual income of approximately $71,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Miamisburg compare to the national average home price?
The national median home value is approximately $410,000. At $270,749, homes in Miamisburg are 34% below the national average.
What metro area is Miamisburg part of?
Miamisburg is part of the Dayton-Kettering, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.