📍 Middle Bass, OH · Zillow ZHVI · July 2026

Average Home Price in
Middle Bass, OH

Toledo, OH metro area · Ottawa County County

Median Home Value
$301,415
↓ 0.6% year-over-year
vs. National Median
$410,000
Middle Bass is 26% below
Est. Monthly Payment
$1,572/mo
20% down · 6.8% rate
Income Needed
$80K
gross annual (30% rule)
Median Home Value
$301,415
↓ 0.6% year-over-year

Down Payment (20%)$60,283
Monthly P&I$1,572/mo
With Taxes & Ins.~$1,996/mo
Income Needed$79,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Middle Bass, OH

The median home value in Middle Bass, OH is $301,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Middle Bass are priced26% below average. Middle Bass is part of the Toledo, OH metro area.

Over the past five years, Middle Bass home values have risen by approximately14.4%, reflecting steady appreciation in this market.

City Comparison

Middle Bass vs. National Median

🏠 Middle Bass
$301,415
National Median
$410,000

At $301,415, homes in Middle Bass cost 26% below the national median of $410,000. This makes Middle Bass a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Middle Bass?

20% Down Payment
$60,283
on $301,415
Monthly P&I
$1,572/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,996/mo
incl. taxes & insurance
Income Needed
$79,840
gross annual (30% rule)
10% Down Option
$30,142
+ PMI applies
Loan Amount (20% dn)
$241,132
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Middle Bass, OH?
The median home value in Middle Bass is $301,415 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Middle Bass?
Over the past year, home values in Middle Bass have decreased by 0.6%. Over five years, prices have risen approximately 14.4%.
How much do I need to earn to buy a home in Middle Bass?
To comfortably afford the median home price of $301,415 with a 20% down payment ($60,283) at today's rates (6.8%), you'd need a gross annual income of approximately $79,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Middle Bass compare to the national average home price?
The national median home value is approximately $410,000. At $301,415, homes in Middle Bass are 26% below the national average.
What metro area is Middle Bass part of?
Middle Bass is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.