Market Overview
Home Prices in Middle Point, OH
The median home value in Middle Point, OH is $176,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middle Point are priced57% below average. Middle Point is part of the Van Wert, OH metro area.
Over the past five years, Middle Point home values have risen by approximately27.2%, reflecting strong long-term appreciation in this market.
Price History
Middle Point Home Price Trend
City Comparison
Middle Point vs. National Median
At $176,251, homes in Middle Point cost 57% below the national median of $410,000. This makes Middle Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middle Point?
20% Down Payment
$35,250
on $176,251
Monthly P&I
$919/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,167/mo
incl. taxes & insurance
Income Needed
$46,680
gross annual (30% rule)
10% Down Option
$17,625
+ PMI applies
Loan Amount (20% dn)
$141,001
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middle Point, OH?
The median home value in Middle Point is $176,251 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Middle Point?
Over the past year, home values in Middle Point have increased by 3.2%. Over five years, prices have risen approximately 27.2%.
How much do I need to earn to buy a home in Middle Point?
To comfortably afford the median home price of $176,251 with a 20% down payment ($35,250) at today's rates (6.8%), you'd need a gross annual income of approximately $46,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Middle Point compare to the national average home price?
The national median home value is approximately $410,000. At $176,251, homes in Middle Point are 57% below the national average.
What metro area is Middle Point part of?
Middle Point is part of the Van Wert, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.