📍 Middleburg Heights, OH · Zillow ZHVI · July 2026

Average Home Price in
Middleburg Heights, OH

Cleveland-Elyria, OH metro area · Cuyahoga County County

Median Home Value
$284,760
↑ 4.9% year-over-year
vs. National Median
$410,000
Middleburg Heights is 31% below
Est. Monthly Payment
$1,485/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$284,760
↑ 4.9% year-over-year

Down Payment (20%)$56,952
Monthly P&I$1,485/mo
With Taxes & Ins.~$1,886/mo
Income Needed$75,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Middleburg Heights, OH

The median home value in Middleburg Heights, OH is $284,760 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Middleburg Heights are priced31% below average. Middleburg Heights is part of the Cleveland-Elyria, OH metro area.

Over the past five years, Middleburg Heights home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.

City Comparison

Middleburg Heights vs. National Median

🏠 Middleburg Heights
$284,760
National Median
$410,000

At $284,760, homes in Middleburg Heights cost 31% below the national median of $410,000. This makes Middleburg Heights a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Middleburg Heights?

20% Down Payment
$56,952
on $284,760
Monthly P&I
$1,485/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,886/mo
incl. taxes & insurance
Income Needed
$75,440
gross annual (30% rule)
10% Down Option
$28,476
+ PMI applies
Loan Amount (20% dn)
$227,808
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Middleburg Heights, OH?
The median home value in Middleburg Heights is $284,760 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Middleburg Heights?
Over the past year, home values in Middleburg Heights have increased by 4.9%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Middleburg Heights?
To comfortably afford the median home price of $284,760 with a 20% down payment ($56,952) at today's rates (6.8%), you'd need a gross annual income of approximately $75,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Middleburg Heights compare to the national average home price?
The national median home value is approximately $410,000. At $284,760, homes in Middleburg Heights are 31% below the national average.
What metro area is Middleburg Heights part of?
Middleburg Heights is part of the Cleveland-Elyria, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.