Market Overview
Home Prices in Monclova, OH
The median home value in Monclova, OH is $447,475 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Monclova are priced9% above average. Monclova is part of the Toledo, OH metro area.
Over the past five years, Monclova home values have risen by approximately26.8%, reflecting strong long-term appreciation in this market.
Price History
Monclova Home Price Trend
City Comparison
Monclova vs. National Median
At $447,475, homes in Monclova cost 9% above the national median of $410,000. Buyers in Monclova should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Monclova?
20% Down Payment
$89,495
on $447,475
Monthly P&I
$2,334/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,964/mo
incl. taxes & insurance
Income Needed
$118,560
gross annual (30% rule)
10% Down Option
$44,748
+ PMI applies
Loan Amount (20% dn)
$357,980
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Monclova, OH?
The median home value in Monclova is $447,475 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Monclova?
Over the past year, home values in Monclova have increased by 1.6%. Over five years, prices have risen approximately 26.8%.
How much do I need to earn to buy a home in Monclova?
To comfortably afford the median home price of $447,475 with a 20% down payment ($89,495) at today's rates (6.8%), you'd need a gross annual income of approximately $118,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Monclova compare to the national average home price?
The national median home value is approximately $410,000. At $447,475, homes in Monclova are 9% above the national average.
What metro area is Monclova part of?
Monclova is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.