Market Overview
Home Prices in Mount Orab, OH
The median home value in Mount Orab, OH is $271,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Orab are priced34% below average. Mount Orab is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Mount Orab home values have risen by approximately34.0%, reflecting strong long-term appreciation in this market.
Price History
Mount Orab Home Price Trend
City Comparison
Mount Orab vs. National Median
At $271,946, homes in Mount Orab cost 34% below the national median of $410,000. This makes Mount Orab a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Orab?
20% Down Payment
$54,389
on $271,946
Monthly P&I
$1,418/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,801/mo
incl. taxes & insurance
Income Needed
$72,040
gross annual (30% rule)
10% Down Option
$27,195
+ PMI applies
Loan Amount (20% dn)
$217,557
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Orab, OH?
The median home value in Mount Orab is $271,946 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Mount Orab?
Over the past year, home values in Mount Orab have increased by 3.5%. Over five years, prices have risen approximately 34.0%.
How much do I need to earn to buy a home in Mount Orab?
To comfortably afford the median home price of $271,946 with a 20% down payment ($54,389) at today's rates (6.8%), you'd need a gross annual income of approximately $72,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Orab compare to the national average home price?
The national median home value is approximately $410,000. At $271,946, homes in Mount Orab are 34% below the national average.
What metro area is Mount Orab part of?
Mount Orab is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.