Market Overview
Home Prices in New Carlisle, OH
The median home value in New Carlisle, OH is $260,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in New Carlisle are priced36% below average. New Carlisle is part of the Springfield, OH metro area.
Over the past five years, New Carlisle home values have risen by approximately34.7%, reflecting strong long-term appreciation in this market.
Price History
New Carlisle Home Price Trend
City Comparison
New Carlisle vs. National Median
At $260,814, homes in New Carlisle cost 36% below the national median of $410,000. This makes New Carlisle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in New Carlisle?
20% Down Payment
$52,163
on $260,814
Monthly P&I
$1,360/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,727/mo
incl. taxes & insurance
Income Needed
$69,080
gross annual (30% rule)
10% Down Option
$26,081
+ PMI applies
Loan Amount (20% dn)
$208,651
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in New Carlisle, OH?
The median home value in New Carlisle is $260,814 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in New Carlisle?
Over the past year, home values in New Carlisle have increased by 4.4%. Over five years, prices have risen approximately 34.7%.
How much do I need to earn to buy a home in New Carlisle?
To comfortably afford the median home price of $260,814 with a 20% down payment ($52,163) at today's rates (6.8%), you'd need a gross annual income of approximately $69,080. This assumes keeping total housing costs at or below 30% of gross income.
How does New Carlisle compare to the national average home price?
The national median home value is approximately $410,000. At $260,814, homes in New Carlisle are 36% below the national average.
What metro area is New Carlisle part of?
New Carlisle is part of the Springfield, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.