Market Overview
Home Prices in Northgate, OH
The median home value in Northgate, OH is $239,961 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Northgate are priced41% below average. Northgate is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Northgate home values have risen by approximately34.1%, reflecting strong long-term appreciation in this market.
Price History
Northgate Home Price Trend
City Comparison
Northgate vs. National Median
At $239,961, homes in Northgate cost 41% below the national median of $410,000. This makes Northgate a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Northgate?
20% Down Payment
$47,992
on $239,961
Monthly P&I
$1,251/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,589/mo
incl. taxes & insurance
Income Needed
$63,560
gross annual (30% rule)
10% Down Option
$23,996
+ PMI applies
Loan Amount (20% dn)
$191,969
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Northgate, OH?
The median home value in Northgate is $239,961 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Northgate?
Over the past year, home values in Northgate have increased by 2.9%. Over five years, prices have risen approximately 34.1%.
How much do I need to earn to buy a home in Northgate?
To comfortably afford the median home price of $239,961 with a 20% down payment ($47,992) at today's rates (6.8%), you'd need a gross annual income of approximately $63,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Northgate compare to the national average home price?
The national median home value is approximately $410,000. At $239,961, homes in Northgate are 41% below the national average.
What metro area is Northgate part of?
Northgate is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.