Market Overview
Home Prices in Oak Hill, OH
The median home value in Oak Hill, OH is $120,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.1% compared to a year ago and down 9.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oak Hill are priced71% below average. Oak Hill is part of the Jackson, OH metro area.
Over the past five years, Oak Hill home values have fallen by approximately8.6%, reflecting softening conditions in this market.
Price History
Oak Hill Home Price Trend
City Comparison
Oak Hill vs. National Median
At $120,379, homes in Oak Hill cost 71% below the national median of $410,000. This makes Oak Hill a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oak Hill?
20% Down Payment
$24,076
on $120,379
Monthly P&I
$628/mo
30-yr @ 6.8%
Total Monthly Est.
~$798/mo
incl. taxes & insurance
Income Needed
$31,920
gross annual (30% rule)
10% Down Option
$12,038
+ PMI applies
Loan Amount (20% dn)
$96,303
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oak Hill, OH?
The median home value in Oak Hill is $120,379 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.1% year-over-year.
How much have home prices changed in Oak Hill?
Over the past year, home values in Oak Hill have decreased by 5.1%. Over five years, prices have fallen approximately 8.6%.
How much do I need to earn to buy a home in Oak Hill?
To comfortably afford the median home price of $120,379 with a 20% down payment ($24,076) at today's rates (6.8%), you'd need a gross annual income of approximately $31,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Hill compare to the national average home price?
The national median home value is approximately $410,000. At $120,379, homes in Oak Hill are 71% below the national average.
What metro area is Oak Hill part of?
Oak Hill is part of the Jackson, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.