Market Overview
Home Prices in Ottawa Hills, OH
The median home value in Ottawa Hills, OH is $414,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ottawa Hills are priced1% above average. Ottawa Hills is part of the Toledo, OH metro area.
Over the past five years, Ottawa Hills home values have risen by approximately28.2%, reflecting strong long-term appreciation in this market.
Price History
Ottawa Hills Home Price Trend
City Comparison
Ottawa Hills vs. National Median
At $414,071, homes in Ottawa Hills cost 1% above the national median of $410,000. Buyers in Ottawa Hills should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ottawa Hills?
20% Down Payment
$82,814
on $414,071
Monthly P&I
$2,160/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,743/mo
incl. taxes & insurance
Income Needed
$109,720
gross annual (30% rule)
10% Down Option
$41,407
+ PMI applies
Loan Amount (20% dn)
$331,257
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ottawa Hills, OH?
The median home value in Ottawa Hills is $414,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Ottawa Hills?
Over the past year, home values in Ottawa Hills have increased by 2.6%. Over five years, prices have risen approximately 28.2%.
How much do I need to earn to buy a home in Ottawa Hills?
To comfortably afford the median home price of $414,071 with a 20% down payment ($82,814) at today's rates (6.8%), you'd need a gross annual income of approximately $109,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ottawa Hills compare to the national average home price?
The national median home value is approximately $410,000. At $414,071, homes in Ottawa Hills are 1% above the national average.
What metro area is Ottawa Hills part of?
Ottawa Hills is part of the Toledo, OH metropolitan area. Home prices and market conditions can vary across the broader metro region.