Market Overview
Home Prices in Owensville, OH
The median home value in Owensville, OH is $228,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.5% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Owensville are priced44% below average. Owensville is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Owensville home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.
Price History
Owensville Home Price Trend
City Comparison
Owensville vs. National Median
At $228,438, homes in Owensville cost 44% below the national median of $410,000. This makes Owensville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Owensville?
20% Down Payment
$45,688
on $228,438
Monthly P&I
$1,191/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,513/mo
incl. taxes & insurance
Income Needed
$60,520
gross annual (30% rule)
10% Down Option
$22,844
+ PMI applies
Loan Amount (20% dn)
$182,750
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Owensville, OH?
The median home value in Owensville is $228,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.5% year-over-year.
How much have home prices changed in Owensville?
Over the past year, home values in Owensville have increased by 5.5%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Owensville?
To comfortably afford the median home price of $228,438 with a 20% down payment ($45,688) at today's rates (6.8%), you'd need a gross annual income of approximately $60,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Owensville compare to the national average home price?
The national median home value is approximately $410,000. At $228,438, homes in Owensville are 44% below the national average.
What metro area is Owensville part of?
Owensville is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.