Market Overview
Home Prices in Paulding, OH
The median home value in Paulding, OH is $164,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Paulding are priced60% below average.
Over the past five years, Paulding home values have risen by approximately35.3%, reflecting strong long-term appreciation in this market.
Price History
Paulding Home Price Trend
2020
$104,133
$104K
—
2021
$121,427
$121K
+16.6%
2022
$140,037
$140K
+15.3%
2023
$145,074
$145K
+3.6%
2024
$154,368
$154K
+6.4%
2025
$157,501
$158K
+2.0%
2026
$164,247
$164K
+4.3%
City Comparison
Paulding vs. National Median
🏠 Paulding
$164,247
National Median
$410,000
At $164,247, homes in Paulding cost 60% below the national median of $410,000. This makes Paulding a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Paulding?
20% Down Payment
$32,849
on $164,247
Monthly P&I
$857/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,088/mo
incl. taxes & insurance
Income Needed
$43,520
gross annual (30% rule)
10% Down Option
$16,425
+ PMI applies
Loan Amount (20% dn)
$131,398
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Paulding, OH?
The median home value in Paulding is $164,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Paulding?
Over the past year, home values in Paulding have increased by 4.3%. Over five years, prices have risen approximately 35.3%.
How much do I need to earn to buy a home in Paulding?
To comfortably afford the median home price of $164,247 with a 20% down payment ($32,849) at today's rates (6.8%), you'd need a gross annual income of approximately $43,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Paulding compare to the national average home price?
The national median home value is approximately $410,000. At $164,247, homes in Paulding are 60% below the national average.